Builder’s Risk Insurance & Contractor’s Insurance in Ann Arbor, South Lyon, Brighton, Howell, Pinckney, & Surrounding Areas

Keep Your Business Protected with Contractors Liability Insurance

If you run a construction crew or are building a home, you need contractor’s and builder’s risk insurance to protect you if something goes wrong. Follmer Insurance Services provides insurance solutions to home and business owners in Ann Arbor, South Lyon, Brighton, Howell, Pinckney, and the surrounding areas. From contractor protection plans to builder insurance options, we specialize in risk management for contractors and property owners.

Contractors with Contractor Insurance in Howell

Builders’ Risk Insurance: Safeguarding Construction Ventures From Unforeseen Risks

Contractors’ insurance and builders’ risk insurance are two important construction insurance policies. Builders’ risk coverage includes damage to or problems with construction materials, HVAC equipment, building expenses, and temporary structures used in the project. It protects not only the contractor but also the owner, subcontractors, and even the bank.

The following projects benefit most often from this type of insurance:

  • Custom residential buildings like homes and condos
  • Commercial properties
  • Remodeling and renovation jobs
  • Model homes
  • Homes with pending sales

The policy provides coverage for a wide variety of risks, such as severe weather events, theft, fire, and vandalism. You can customize the policy to suit the needs of your project. Should the building, materials, or workers experience damage or injury, you can reach out to your agent to file a claim and receive compensation for the issue.


Contractor Installing a Window with Contractors Insurance in Brighton

Contractor’s Insurance: Protecting Professionals and Projects With Comprehensive Coverage

Contractors’ liability insurance provides essential coverage for contractors that protects them in the event they cause damage to the property they’re working on. For example, if you’re a contractor and one of your workers drops a window and it shatters, your policy may cover the damage.

Because builders’ risk policies only cover damage from acts of God or people not employed by the contractor, you need additional coverage in the event an employee causes the issue. With both policies, you can confidently conduct your business knowing you’re covered in the rare event something goes wrong.

When you need the most comprehensive and reliable builders’ risk and contractors’ insurance, get in touch with Follmer Insurance Services. We take the time to educate you so you can make an informed decision about protecting your assets. With over 20 years of experience, we serve Ann Arbor, South Lyon, Brighton, Howell, Pinckney, and the surrounding areas with knowledge, expertise, and utmost professionalism.

Contact us today to obtain a quote.

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