Contractors Liability Insurance in Ann Arbor, Brighton, Howell, Pinckney, South Lyon, and Surrounding Areas

Keep Your Business Protected with Contractors Liability Insurance

No matter if you are building a small home or a large commercial structure in Ann Arbor, Brighton, Howell, Pinckney, South Lyon, or the surrounding area, having a contractor’s liability insurance policy is a necessity. At Follmer Insurance Services, we have seen too many times where something happens related to a construction project – tools are stolen, materials are damaged in transit, high winds destroy a part of the structure – and there wasn’t insurance to help cover the cost of these issues. Building projects can be delayed for weeks or months at a time, contractors end up going out of business because they can’t afford the cost, or worse. Don’t leave your contracting business open to issues that can readily be protected against. Contact our team today to get your contractor’s liability insurance in place.

Building a Safety Net: The Importance of Contractors Liability Insurance

As risk goes, working on a construction site has a larger number of risks than working in an office setting. There are many things that can go wrong, even in the best of circumstances, and having a contractor’s liability insurance policy will help to cover any claims that are made that arise from damage happening to a third party. But this is just the start of the safety net that you are putting together with the right kind of insurance policies.

Having a completed operations liability insurance policy will help to protect your business after a building project is completed. Inland marine insurance is another option that helps to protect your tools, equipment, and materials from theft, vandalism, or a natural event. And if you have employees, you will need workers compensation insurance which is a liability insurance to protect against injury claims while on the jobsite.

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Risk Mitigation Blueprint: Understanding Contractors Liability Insurance Essentials

No two contracting businesses are the same, whether it’s the equipment used, the number of employees, and even the kinds of work being done. This is why it is important to spend time with your independent insurance agent so that we can understand where potential liability exists with your business and can offer suggestions on ways to mitigate that risk. Once we have your risk mitigation blueprint mapped out, we can get quotes from different insurance companies to protect those scenarios.

Being a contractor involves a lot of moving parts, both literally and figuratively, to get jobs done in Ann Arbor, Brighton, Howell, Pinckney, South Lyon, and the surrounding areas. Having the right levels of contractor’s liability insurance in place from Follmer Insurance Services will allow you to focus on doing your best work. Contact us today for more details and to review your current policy limits.

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