Business Insurance In Ann Arbor, South Lyon, Pinckney, Howell, Brighton, MI, and the Surrounding Areas
Commercial Insurance for Your Unique Business
Owning a business comes with a significant amount of risk that you need to be aware of and prepare for as best you can.
Carrying comprehensive business insurance protects your business financially in the event of accidents, natural disasters, theft, fires, and other unexpected expenses. Without commercial insurance, one major event can completely drain your business assets and put your future at risk.
Let Follmer Insurance — your insurance solutions agency — set you up with a commercial insurance policy that accounts for your company’s unique risks and financial situation.
Home-Based Business Insurance
If you run a small business out of your residence, you’ll likely need business insurance in addition to your homeowners insurance. Home-based business insurance can include all of the following types of coverage:
- General liability
- Professional liability
- Business personal property
- Business interruption
- Commercial auto
- Workers’ comp
And more
Small Business Insurance
Small business insurance is designed specifically for small businesses and startups that don’t face some of the complexities that larger corporations do. The most common insurance policy for small businesses is the “Business Owners Policy” (BOP), which combines property and liability coverages into one package.
Business Property Insurance
Business property insurance helps protect your business’s physical assets, such as your:
- Buildings
- Equipment
- Business goods and gear
It can also cover business income interruptions, such as if a natural disaster damages your structure and you need to close for several weeks during repairs.
Cyber Liability Insurance
Cyber attacks and data breaches are a serious threat to businesses across Brighton, South Lyon, Howell, Pinckney, Ann Arbor, MI, and the surrounding areas. Cyber liability insurance can provide coverage for data recovery, investigative services, and legal costs associated with a cyber attack.
IT IS NOT “IF” A CYBER EVENT WILL ATTACK YOUR BUSINESS…IT’S WHEN!
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Contractors Liability Insurance
If you are a contractor, you need insurance to protect you against the unique risks you face within your business operations. Contractors liability insurance can cover the same types of risks as commercial insurance but specifically for business contractors.
Let Follmer Insurance — your insurance solutions agency — recommend the commercial insurance solutions necessary to fortify your livelihood. Our commercial insurance options include:
- General Liability
- Professional Liability
- Product Liability
- Business Interruption
- Bonds
- Errors & Omissions
- Builder’s Risk Insurance
- Garage liability
- Mechanic and body shop
- Cabs and Limousines
- Umbrella
- Commercial Autos & Fleet
- Group Life & Disability
Request a free quote today, and we’ll get to work building a business insurance policy that checks all of your boxes. We offer services in Brighton, South Lyon, Howell, Pinckney, Ann Arbor, MI, and the surrounding areas.
