Farm Insurance
Your farm is a multi-faceted business that faces challenges that are distinct from typical companies. As a result, a commercial insurance policy won’t provide adequate coverage for your farm. Instead, you need specific agribusiness insurance that covers your crop, livestock, equipment, and other farm assets while protecting you against liability.
At Follmer Insurance — your insurance solutions agency— we’ll build a comprehensive farm insurance package that provides the ultimate protection for your farm and all of its occupants, livestock, and equipment.
Agribusiness Insurance
Agribusiness insurance is another term for farm insurance. It can provide coverage for all of the following types of specialized businesses:
- Farms
- Ranches
- Wineries
- Equine centers
- Dairy facilities
- And more
Agribusiness insurance provides many of the same coverages as commercial insurance while accounting for the potential risks of food, labor, and climate issues on your business operations. We offer all of the following types of coverage to farmers in Brighton, South Lyon, Howell, Pinckney, Ann Arbor, MI, and the surrounding areas:
Livestock Insurance
Livestock insurance covers one of the biggest investments on your farm: your animals. This type of coverage can protect you in the event that your animals are harmed or killed due to an unexpected incident, such as a:
- Fire
- Blizzard
- Storm
- Theft
This coverage can safeguard your animals while they are on your farm and while in transit.
Crop Insurance
Crop insurance protects your farm against uncertainties related to crop production. You can select the specific coverage to include in your crop insurance, such as:
- Hail protection
- Protection against revenue and yield loss due to natural causes
- Catastrophic event coverage
- Pasture, rangeland, and forage (PRF) coverage
As a farmer, you know that weather can be unpredictable, and it can seriously impact your crop production. Crop insurance allows you to prepare for the unexpected and prevent low production from affecting your business’s health.
Farm Equipment Insurance
Your farm equipment is a pricey investment and makes up the backbone of your farm. With farm equipment insurance, you can repair or replace equipment after mechanical breakdown, power surges, motor burnout, or operator error.
Farm Property Insurance
Farm property insurance covers the items used within your farming operations, including livestock, grain, farm tools, and machinery. This type of insurance coverage can also include liability insurance to protect your business in the event that someone becomes injured on your property.
At Follmer Insurance — your insurance solutions agency — we make finding the right farm insurance policy simple. Request your free quote today in Brighton, South Lyon, Howell, Pinckney, Ann Arbor, MI, or the surrounding areas.
