Homeowners Insurance For Brighton, Ann Arbor, Pinckney, South Lyon, Howell, MI, and the Surrounding Areas

Home Insurance

Homeowners insurance is for people who own single-family dwellings. A standard homeowners insurance policy includes the following coverage:

• Personal property coverage (for the contents of your home)
• Dwelling coverage (for the physical structure of your home)
• Personal liability and medical payment to others
• Hurricane damage
• Wind/hail damage
• Additional living expenses/loss of rent (if you cannot stay in your home due to damage)

We can assess your needs and recommend additional coverage to protect one of your largest assets — your house.

Condo / Townhome Insurance

If you own a condo or townhome in Brighton, South Lyon, Howell, Pinckney, Ann Arbor, MI, or the surrounding areas, we’ll help you find the right insurance policy for your home.

Condo and townhome insurance policies typically only cover the interior of the structure, as the HOA is responsible for the exterior.

Renters Insurance

If you rent an apartment, condo, townhome, house, or any other dwelling, renters insurance can cover your possessions and property. Many landlords across Michigan require renters insurance.

We’ll help you find a renters insurance policy that fits your budget. If you’re interested in greater savings, consider a personal umbrella insurance policy that covers both your home and car

Flood Insurance

If you live in Brighton, South Lyon, Howell, Pinckney, Ann Arbor, MI, or the surrounding areas, your property may have a high risk of flooding. Traditional home insurance policies do not cover damage from floods. Instead, you’ll need to purchase flood insurance.

Rental Property Insurance

If you own a rental property, landlord insurance can protect your property in the event of a covered loss, providing coverage for:

• The property itself
• Loss of rent
• Damage or injury on the property