Life Insurance and Health Insurance
Life Insurance
Life can take some unexpected twists and turns, and unfortunately, you can never predict when you or a family member will experience a serious illness or accident. However, you can protect your family’s financial future and gain peace of mind with a personalized life insurance policy from Follmer Insurance – Your Insurance Solutions Agency.
We offer a wide range of life insurance products designed to safeguard your future and achieve your financial goals. We can meet your needs for:
- Permanent Life
- Universal Life
- Whole Life
- Term Life
- Return of Premium Term Life (with this product, all the premiums are returned to you at the end of the policy term)
- Fixed Annuities
- Group Life & Disability Insurance
- And more
We offer services in Brighton, South Lyon, Howell, Pinckney, Ann Arbor, MI, and the surrounding areas.
Individual Life Insurance
Individual life insurance is a policy that specifically covers one person, whereas group life insurance covers a group of people. The main types of individual life insurance include:
- Term life insurance, which covers you for a specific period of time
- Whole life insurance, which covers you indefinitely
- Universal life insurance, which gives you flexible long-term protection
Our agents would be happy to help you choose the option that best suits your financial goals.
Group Life Insurance
Group life insurance is a single life insurance contract that covers a group of people, such as those who work for the same company. This option is typically an employer-sponsored policy that employees can opt into as a work benefit.
Often, group life insurance policies offer a payout that is a multiple of your salary. However, some policies provide a flat dollar amount to all employees.
Group Disability Insurance
Group disability insurance offers additional employee benefits, protecting you and your family in the face of unforeseen medical events. This type of insurance can provide you with a portion of your typical income if you become too sick or hurt to work.
Employee Benefits
If you’re a business owner in Brighton, South Lyon, Howell, Pinckney, Ann Arbor, MI, and the surrounding areas, talk to our agents about offering group life & disability insurance to your employees.
We can discuss the cost breakdown of different plans and find a package that maximizes benefits to your employees while fitting within your budget.
Follmer Insurance – Your Insurance Solutions Agency is here to help you make an informed decision about life insurance. Contact us today to request a free quote for a new life insurance or disability insurance policy.
