Workers’ Comp Insurance In Brighton, Troy, Grand Rapids, Lansing, Wixom, MI, and Surrounding Areas
Keep Your Employees Protected with Workers’ Comp Insurance
As a business owner, your first instinct is probably to be as customer-centric as possible, from uncovering your target audience to ensuring they receive your products or services with optimal customer satisfaction. However, workers’ comp insurance in Brighton, Troy, Grand Rapids, Lansing, Wixom, MI, and surrounding areas should also be high on your priority list.
Your employees are the lifeblood of your business, doing most of the heavy lifting as they complete mundane and intricate tasks for you. At Follmer Insurance Services, our dedicated team will explain why they deserve workers’ compensation.
Workers’ Comp Insurance: Essential Protection for Employee Injuries and Workplace Safety
Workers’ comp is protection that comes in the form of benefits in case your employees undergo accidents or injuries while on the job, especially in less-than-stellar working conditions. They can occur in any form, whether from:
- Slips and falls in dangerous or slippery areas
- Malfunctioning equipment that causes electrical or vehicle accidents
- Poor structures that cause building items to fall
- Extensive physical stress that leads to repetitive motion injuries or overexertion
If an employee claims an injury, the insurance usually offers funds for medical costs, care reimbursement, and wage or partial wage replacement. However, if the accident leads to a worker’s death, the compensation would then go to the beneficiaries. Depending on the extent of the injuries, the employee may also receive:
- Temporary or permanent disability
- Occupational or physical rehabilitation
- Displacement benefits for retraining
Workers’ Comp Insurance: Comprehensive Coverage to Support Your Workforce
Did you know that workers’ comp insurance in Brighton, Troy, Grand Rapids, Lansing, Wixom, MI, and surrounding areas also helps support your workforce by benefitting your business? Not only do workers feel safer and more protected when working with you but you don’t have to undergo lawsuits since them agreeing to accept compensation waives their right to sue you for negligence.
In addition, you, the employer, also receive legal representation with this employee coverage in case the worker tries to seek justice against you.
Accidents and injuries are unfortunate incidents that occur often in the workplace. Luckily, Follmer Insurance Services has almost 25 years of experience protecting large and small businesses and every one of their employers. So, if you need workers’ comp insurance in Brighton, Troy, Grand Rapids, Lansing, Wixom, MI, and nearby areas, reach out for a quote today!